Sod, Silver, and Charters: How the Homestead Act of 1862 Fueled National Bank Formation on the Great Plains and Created America’s Rarest Charter Notes
The Homestead Act of 1862 triggered a westward migration that turned raw prairie into chartered banking territory, producing some of the lowest-circulation National Bank Notes ever issued. Understanding this connection unlocks a fascinating collecting niche where frontier history and extreme rarity converge on a single piece of paper.
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